Find a Conversation
|Mon, 06-22-2009 - 6:36pm|
DH just received a pay cut as did all the other employees. We are down $1000 a month after taxes. Some people were let go (1/6 of the company). We are glad DH still has a job. Once things pick up again (hoping) he is suppose to receive lost pay and lost bonuses. DH really likes what he does, who he works with and who he works for so he wants to stick it out until the holidays before sending out resumes.
We go rid of Netflix, lowered his cell plan and checked a reconfigured out land line/cell/internet bill. So that saved $40 a month. He lowered the % into his 401. We already don't have cable or any other tv plan. Thankfully so much is on the internet and we watch via laptop to tv. We have drastically reduced the amount of eating out we do. I just canceled our credit card-they were going to up the interest and now I won't be tempted to use it. There were a couple of medical bills and I called to lower the monthly payments. DH cut DS's hair and I did DH's hair. DH has never had a buzz before:) He looks younger.
I am watching how I shop and using coupons. I am really planning out meals and snacks and watching impulse buys. It's been a challenge for me. Heather