PCOS/Infertility and No health Coverage for Infertility

Visitor (not verified)
anonymous user
Registered: 12-31-1969
PCOS/Infertility and No health Coverage for Infertility
Wed, 08-29-2012 - 9:20pm

Does anyone know of a round about way to get insurance coverage for IVF??? My husbands insurance doesnt cover it, and I am desperate....

Avatar for Cmmelissa
iVillage Member
Registered: 11-13-2008
Thu, 08-30-2012 - 3:45pm

I wish I knew of some options for you, health insurance is a hot button issue for me right now (especially after just receiving another rate increase notice...grrr...) Totally stinks that they barely cover anything and the amount you have to pay for it. I know that some REs have shared risk programs that can be cheaper in the long run, but it's still really expensive.

Is your only option IVF at this point?

iVillage Member
Registered: 01-18-2008
Thu, 08-30-2012 - 3:59pm

Have you tried asking one of your employers to add it?  I did and it worked for me.  I had to play a little hard ball by getting another job offer first.  My intention was actually to move to a nearby state that has an IF insurance mandate.  I was prepared to move there because my employer had said no and we need IVF.  They changed their mind when they found out it was a deal breaker for me.  All they can say is no.

You might also consider moving to a mandated state or explore other employers in your area to see if they cover it.  I know where I live, the state employees have coverage.

God luck!


<a href="http://www.ferti

iVillage Member
Registered: 10-28-2009
Thu, 08-30-2012 - 4:54pm
I also asked my employer (sent a letter to HR from the resolve.com website) but they denied it. Certainly worth a shot! I work at a large hospital. We ended up getting a loan through a credit union.