Need ideas for job/IVF insurance search

iVillage Member
Registered: 03-28-2003
Need ideas for job/IVF insurance search
5
Sun, 03-30-2003 - 4:58pm
Hey there! I know if there was an easy answer to this question we would all have insurance coverage for infertility, BUT, I thought I would try to get some discussion out of it anyway. :o) I will be looking for a new job soon due to relocation and am wondering if any of you have ideas about approaching the subject of infertility coverage in my prospective employer's benefits package. I'm thinking that bluntly asking the question will be too revealing about me as a prospective employee...yes? Perhaps I could ask to see their benefits manual? Anybody know of any nationwide employers that are noted for offering IF coverage as a part of their health plan? Looking forward to your responses!

This new board format isn't so bad once you get used to it! The outline format really helps a lot when you want to "scan" the messages for topics of interest. Hope all is well with each of you!

~AmyH

iVillage Member
Registered: 03-26-2003
Sun, 03-30-2003 - 5:49pm
Hi Amy,

The only advice I can give is to find out your state's policy on IF. We live in IL, and IL state law says that HMOs must cover IF treatment (unless it is a independent company paying for its own ins.). My old job's PPO and HMO covered IF (very liberal work place), and DH's PPO did not. When I quit my job, he changed his coverage to the HMO offered (we timed my quiting to his open enrolement). Even though his company is privately held, their insurance goes through AETNA, so they have to provide IF coverage in their HMO. I count this as such a blessing b/c only 11 US states have this type of law.

When I was working (before knowing all of the above), I just asked my HR department for copies of their coverage and told them what I was looking for. Of course, I was already employed, and not afraid of being discriminated against. I think if you got to a second/third interview and asked, you know that they would be interested in you, and may not be intimidated by your request to see the manual.

Good luck to you!

Julie

Avatar for cl_babyforus_2000
iVillage Member
Registered: 03-20-2003
Sun, 03-30-2003 - 6:05pm
Hi Amy~

Awhile back some ladies on the playgroup board were discussing this issue & posted that Starbucks has infertility coverage in the ins plan. Apparently you only have to work 20 hours a week to get benefits. Might be worth checking into~ hope this helps!

Good luck!

Julie
iVillage Member
Registered: 04-01-2003
Tue, 04-01-2003 - 2:08pm
Amy,

One of my IVF nurses was telling me that Dillards and Walgreens have exceptional benefits.

Yas

Avatar for bjwebster
iVillage Member
Registered: 03-27-2003
Tue, 04-01-2003 - 3:43pm
Hi, Amy! I would ask for more information about the benefits, and you could probably call the insurance company that covers them as well to find out more info. Also, here is a link that may help you. It tells about IF coverage for several states. http://www.cybercom.net/~resolve/resolve.org/advstlaws.htm

Hope that helps. Good luck!

: ) Bobbi, 23w1d with g/g twins after IVF/ICSI #1

iVillage Member
Registered: 03-28-2003
Wed, 04-02-2003 - 1:17am
Thank you all so much for your replies! I will be looking into the companies suggested and I do think I will ask to see a benefits manual. Wish me luck!

AmyH :o)