insurance question
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insurance question
| Tue, 09-30-2003 - 4:58pm |
My question is about getting pregnant and being covered by insurance. I just changed jobs a couple months ago and my insurance won't kick in until 90 days - which will be November 1st. I went off my BCP pills a week or so ago so we could start trying. My concern is this - and I didn't really think about it until the other day. If I happen to get really, really lucky and conceive this month (even though I'm sure that is unlikely considering I don't know anything about my cycle yet) - my insurance would not cover anything about my pregnancy would they? I have that Fertility book and it had a coulpe in there that according to their doctors they conceived 2 weeks before they claim they did and that was 2 weeks before her insurance kicked in. Is this true - should we hold off until after November 1st when I know I have my insurance? I wasn't sure if anyone had this experience before.


Good luck to you!
Tami
TTC#1 since 8/02
CC2 CD28 14DPO
www.fertilityfriend.com/home/219d1
Edited 9/30/2003 5:03:57 PM ET by casualobserver73
Tami
Mommy to Anna 7.7.04 & Ben 11.19.06
1. I think it may even be a law that insurance companies cannot consider pregnancy a pre existing condition.
2. Pre existing conditions are usually not covered if you're insurance coverage has lapsed a certain amount of time - it could be up to a year or 6 months.
I'd do an internet search on pregnancy as a pre exsisting condition and see if this is a law.
Denise
Denise