Question on Insurance
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Question on Insurance
| Tue, 08-05-2003 - 1:55pm |
Just wondering how will your insurance handle your pg, birth, baby well visits, or any ART you might need? I think mine is pretty good. Let me know.
$10 copay for 1st prenatal visit - 100% after
$40 copay for hospital - 100% after
$15 copay for all well baby visits
-Up to 6 ART procedures (all covered)
-Any prescripts for infertility will be $10 copay
-No length of time needed before ARTs are covered.
In case this is really good (I think it might be)my insurance carrier is United HealthCare Enhanced Plan (PPO).
I'm in HR so this kind of stuff is of interest to me, or it's becuase I'm crazy and already know this stuff.
Just curious to see where we all fall.
Cat
TTC#1, C4, CD24, DPO10
http://www.FertilityFriend.com/home/26683



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$10.00 for first visit
$10.00 copay on tests (u/s etc)
100% hospital
I pay a copay of $10 to the ob/gyn office for the convience of getting
all my labs done there. If not, I'd have to go to an outside lab and have to
wait for all results.
$10 copay for all well baby visits
For the next birth, I will be paying cash though-about $4000 will cover it at the birthing center- This is how I get rewarded for quitting my paying job to be a SAHM-no insurance! c'est la vie!
Pediatricians visits are totally separate
Kim
Carrie
TTC#3, c3, cd1 ( uuuuhhhhh! Why do I have to start and cd 1...jeez I want to start at least at cd10...this is no fun at all)
Tara~ co-cl of Pregnant after TTC
I have a high deductible but an empolyer paid MSA- Medical Savings Account. I should have enough in my MSA account that I will have no out of pocket expenses. My deductible is $4000- anything after that is covered 100%. This would include any medical expense. The nice thing with the MSA account is anything in it when I leave the company I take with me. Of course I plan on leaving after I give birth to hopefully be a SAHM and I'm sure after the birth there will be nothing in there.
How long does it take for benefits to start at your company Cat? I think I want a job there!!! LOL.
Chrissy
Our insurance starts on day 1 of employment! We're very lucky. My company is owned by Reed Elsevier. They're a HUGE company owning everything from Lexis-Nexis to Variety Magazine.
I'm very lucky, however, the cost isn't cheap!
Kim
Kelly
TTC # 1 CD 29
$15.00 Copay on the first visit and NOTHING until I am in charge of 10% of the delivery. Is that good? 10% of delivery??? I am just glad to have health insurance again since I am insulin resistant/type II diabetic... (w/ allthe complications)
Jennie
TTC1
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