Worries

iVillage Member
Registered: 05-14-2003
Worries
7
Sat, 08-02-2003 - 4:43pm
I have asked this before I think, so if some of you want to ignore me then that is fine. My dh and I are ttc#1, and we are just now getting serious about it. The prob is, we dont have insurance. Have any of you been throughthis, and if so, how did you do it without governnent assistance/ We know God will help us and not give us anything more than we can handle, but it is still nice to have a plan. Does anyone have any advice/

Thanks, Oli

Katie


Married to highschool sweetheart since 8-12-02


Avatar for cook6
iVillage Member
Registered: 05-20-2003
In reply to: oliren0812
Sat, 08-02-2003 - 7:02pm
I am sorry no one replyed to you before no one is trying to ignore you it's just we dont reply when we really don't know what to say I really don't know what to tell you because I have been on medicaid for the past 11 years and medicaid paid for my 2 boys birth I think they have cheap insureance online just do a search maybe you can find something that will help let me know how it goes

Anita

ttc#3
Avatar for diksea_gal
iVillage Member
Registered: 03-31-2003
In reply to: oliren0812
Sat, 08-02-2003 - 9:37pm
Hey there...

Not sure this helps.. but I know in the state of Maryland they offer "free" medical for all children under 18 and for all pregnant woman to make sure they are taken care of the entire pregnacy for the sake of the unborn child.

What I would do is call your local department of social services and see what is available to you in your area. Be sure to "fib" a bit to get some information. They typically won't share to "non" pregnant women becuase for obvious reasons they don't want women running around getting PG just to get their help or becuase they can get their help. Or you could say "I'm calling for a friend who is recently PG but has no medical insurance what can I do to help her"....

GOOD LUCK..

Peggie

iVillage Member
Registered: 06-11-2003
In reply to: oliren0812
Sun, 08-03-2003 - 12:27am
Depending on where you live there are fabulous count, city, state and or/federal health care for children. Check out your state or local website or even call the chamber of commerce or local hospital for information. It'll be just fine.
iVillage Member
Registered: 05-14-2003
In reply to: oliren0812
Sun, 08-03-2003 - 1:43pm
Thank you for your help. I know it will all be fine. I dont know what we will do if we dont have insurance by the time we concieve. DH doesnt want to go on medicaid or any kind of government assistance. The only way he would agree is if something was serioulsy wrong. Some people need it and that is just fine, its there for a reason, but he has an issue with having other peoples tax dollars pa for our children, Really, I agree. We will be fine when and if it happens. The Lord will take care of us. I would appreciate any prayers from all you Christians. Thanks again! You all are great!

Oli

Katie


Married to highschool sweetheart since 8-12-02


iVillage Member
Registered: 07-29-2003
In reply to: oliren0812
Sun, 08-03-2003 - 2:50pm
Well I'm not sure if I quite understand but did you say you wanted to do it without government help? I really don't know if that would be possible, all the stress from those bills wouldn't be good. What state do you live in? I know I live in NJ and they offer kid care, medicaid and one other program I think that varies on how much income your family pulls in. Why don't you contact your state dept. of social services and see what programs they have to offer.
Avatar for soprano1965
iVillage Member
Registered: 03-27-2003
In reply to: oliren0812
Sun, 08-03-2003 - 3:34pm
Hi Oli

I am a SAHM and DH is self employed, and we don't have insurance either. In Texas, we can get private insurance which we have, but they do not cover maternity-it sucks LOL. So we are cash paying. I see a midwife, and we have already talked about this, they will do a payment plan. MOst OB's or midwives will if you let them know you are uninsured, and often they will charge you about 40% less also. My next birth would be $4000 and I prayed to God, and no joke we got $4000 back on our taxes this year. The Lord always provides, just have faith!

Kim

iVillage Member
Registered: 05-31-2003
In reply to: oliren0812
Sun, 08-03-2003 - 5:36pm


Depending on your income, your baby will be eligible for CHIPS (children's health insurance porgram). it's a federally funded program that is implemented by the States.

I'm not sure what is available to cover your hospital expenses for delivery, but the CHIP program is great option for when the baby is born. Best of Luck!