Does anyone’s insurance cover anything to do with infertility?
Jackie, it's so interesting that you're posting this right now because in the last 2 days I have been raving about BCBS of IL.
We have BCBS of NC and I know that they do not cover ART (assisted reproductive technology). I would suggest calling the 1-800 number on the back of your insurance card to get a more detailed idea of exactly what they do and do not cover. I dont know of any specific insurance plan or company that covers fertility treatments... but I'll tell you if I find one!
Wow! Carmela is LUCKY!!!
I am so frustrated with insurance companies not covering enough if any for infertility. I have GHC and my insurance has a lifetime cap of $2,000 for treatments and $500 for fertility drugs. That does not last long. I wish all treatments were covered. Arg....
Wow! I'm lucky. I'm on DH's Cigna insurance & they cover everything, with a $40,000 lifetime cap. He does work for a pharmaceutical company, so I think that has something to do with the great insurance.
There are certain states that require infertility coverage.
Also it depends on the kind of plan your employer buys & most buy the cheapest thing they can get away with & you know that doesnt include ART. My DHs insurance sucks. We have Cigna but its an out of state plan & they fall under a loop hole of self insured, so I get squat. MA mandates coverage for infertility so if I had a part time job @ Starbucks I could get coverage. Its insane.
Im currently fighting to pay for my recurrent loss bills.
Here's a list of what states require coverage:
Mindy, I'm in MA, too. That's probably why my IF treatments are covered.
Yes. I'm from "Lynn, Lynn, the city of sin"...I get that whenever I tell someone where I'm from.