BCBS of AL can kiss..

iVillage Member
Registered: 09-23-2010
BCBS of AL can kiss..
10
Thu, 10-07-2010 - 3:56pm

Does anyone’s insurance cover anything to do with infertility?

iVillage Member
Registered: 01-26-2010
Thu, 10-07-2010 - 4:28pm

Jackie, it's so interesting that you're posting this right now because in the last 2 days I have been raving about BCBS of IL.

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iVillage Member
Registered: 09-23-2010
Thu, 10-07-2010 - 4:57pm
Bah, BSBC of Alabama as has always been a little wonky. They are good for a lot but apparently not this. They even spell out IUI and InVirto aren't covered. Honestly, it took me fighting the website to even see if they pay for clomid. Apparently they "might" but it's the generic only.
iVillage Member
Registered: 08-16-2007
Thu, 10-07-2010 - 11:48pm

We have BCBS of NC and I know that they do not cover ART (assisted reproductive technology). I would suggest calling the 1-800 number on the back of your insurance card to get a more detailed idea of exactly what they do and do not cover. I dont know of any specific insurance plan or company that covers fertility treatments... but I'll tell you if I find one!

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iVillage Member
Registered: 09-24-2004
Fri, 10-08-2010 - 11:02am

Wow! Carmela is LUCKY!!!

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iVillage Member
Registered: 10-05-2006
Sat, 10-09-2010 - 2:16pm

I am so frustrated with insurance companies not covering enough if any for infertility. I have GHC and my insurance has a lifetime cap of $2,000 for treatments and $500 for fertility drugs. That does not last long. I wish all treatments were covered. Arg....

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iVillage Member
Registered: 03-04-2010
Sat, 10-09-2010 - 6:22pm

Wow! I'm lucky. I'm on DH's Cigna insurance & they cover everything, with a $40,000 lifetime cap. He does work for a pharmaceutical company, so I think that has something to do with the great insurance.

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Lilypie Angel and Memorial tickers


Lilypie Angel and Memorial tickers

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iVillage Member
Registered: 02-19-2007
Fri, 10-15-2010 - 9:40pm

There are certain states that require infertility coverage.

Also it depends on the kind of plan your employer buys & most buy the cheapest thing they can get away with & you know that doesnt include ART. My DHs insurance sucks. We have Cigna but its an out of state plan & they fall under a loop hole of self insured, so I get squat. MA mandates coverage for infertility so if I had a part time job @ Starbucks I could get coverage. Its insane.

Im currently fighting to pay for my recurrent loss bills.

Here's a list of what states require coverage:

*mindy*
iVillage Member
Registered: 03-04-2010
Fri, 10-15-2010 - 9:50pm

Mindy, I'm in MA, too. That's probably why my IF treatments are covered.

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Lilypie Angel and Memorial tickers


Lilypie Angel and Memorial tickers


Lilypie Angel and Memorial tickers

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miscarriage awareness Pictures, Images and Photos

iVillage Member
Registered: 02-19-2007
Fri, 10-15-2010 - 10:16pm
Ya we have the best state for coverage, too bad I dont get to take advantage :( Glad someone can though. Im seriously considering dropping DHs plan & buying my own BCBS policy & DH asking for a raise to cover it.
Where do you live? Somewhere on the North Shore?
*mindy*
iVillage Member
Registered: 03-04-2010
Sat, 10-16-2010 - 9:54am

Yes. I'm from "Lynn, Lynn, the city of sin"...I get that whenever I tell someone where I'm from.

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Lilypie Angel and Memorial tickers


Lilypie Angel and Memorial tickers


Lilypie Angel and Memorial tickers

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miscarriage awareness Pictures, Images and Photos