what my medical insurance did to me! :/

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iVillage Member
Registered: 03-28-2010
what my medical insurance did to me! :/
11
Sat, 08-04-2012 - 1:38pm

I was under medicare (because of a disability) for a number of years, and was trying to cancel my coverage (even before I was pg. for 1st time), because I was going on DH's policy.  I tried unsuccessfully last sept. & Oct. to cancel, they lost my forms I signed, then I became pg. in Oct., so I just decided to stay on medicare, instead of going thru the hastle of going down to social security office, etc.  And I was now pg. (in Oct), the pregnancy lasted 7 weeks, then at 11 weeks found out bean died, so had to go in hospital to have a D&C (In Jan.) Well, SEVEN months, down the road medicare finds all the paperwork I signed & not only cancels me, BUT cancels me effective in Nov., and is now asking all the money back, that they already paid out in claims!!

So, not only did I have to go thru a m/c, I am getting kicked in the face again, by having to pay, out of pocket, all the money for doctor & hospital fees!!

I am 'trying' to negotiate a reduced price & pay them back, what medicare is asking back....but, I'm not sure if it will be good enough? And they will report this to my credit agency?!

I can't believe I am in this mess right now!  I 'thought' having a m/c was bad enough!!  :smileyfrustrated:

Kiki (hit my magic age of 45 and no longer TTC),but mom to a beautiful teen DD & 2 angels in heaven & married to my best friend

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iVillage Member
Registered: 04-15-2012
Sat, 08-04-2012 - 5:20pm
Ouch! That really sounds terrible..did you ever join your husbands coverage? I couldn't imagine having to pay all those bills. I have a similar story, so you don't feel alone. I had a miscarriage at 12 weeks in march. I have health insurance, but had to pay about 1200 out of pocket because I have a high deductible. I was still in very bad pain a week later, and after an ultrasound, they realized they didn't get everything the first time. So, I had to have a 2nd d&c. I had to pay again for everything, and the people in the hospital all recognized me from the previous week...not exactly the same, but its tough enough dealing with a micarriage, and not all of the extra headache. Hope it gets sorted out for you!

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