sticker shock

iVillage Member
Registered: 01-27-2009
sticker shock
14
Thu, 09-30-2010 - 6:13pm

Well, we got some sort of preliminary bill for the DE procedure. For some reason, they want us to do all of the paper work with the insurance to get reimbursed and want us to pay them up front. $14K !@!@ yikes!

nervous.....

but, we're on for Nov. 8 retrieval. hopefully the insurance will cover most of it like they said it would.

it is a journey.....
-martha

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iVillage Member
Registered: 09-13-2007
In reply to: mc2009
Thu, 09-30-2010 - 6:58pm
That's a lot of muchacha but if it works worth it and reimbursement, even better!
 


 


Susan V

iVillage Member
Registered: 01-30-2010
In reply to: mc2009
Thu, 09-30-2010 - 7:52pm

Oh Martha, that is great that you have coverage.

Lilypie First Birthday tickers
iVillage Member
Registered: 08-18-2010
In reply to: mc2009
Thu, 09-30-2010 - 9:50pm

wow, martha... double wow! A (pretty sure) baby and a (definite) big bill...

Honestly, I know people who didn't have insurance at all and had to pay that much in medical bills for maternity and prenatal care.

We do what we have to do... You'll never look back, I'm sure!

Elizabeth-41 Y/O



Mom to 3 Y/O boy



TTC #2 since April '08





Elizabeth-41 Y/O

Mom to 3 Y/O boy

TTC #2 since April '08


iVillage Member
Registered: 03-01-2010
In reply to: mc2009
Fri, 10-01-2010 - 12:32am
Oh goodness Martha, that is crazy but at least you will get the money back!! Yikes! It is worth it though! And wow, Nov. 8th! That will be here fast! =) I had sticker shock the other day but nothing like that, just got the lab bill from last months clomid draw, $240 and no insurance coverage for it since it was infertility related. =P
 
 
 Me and girls xmas 09
iVillage Member
Registered: 01-27-2009
In reply to: mc2009
Fri, 10-01-2010 - 9:28am

hi, all,

talked with the bill lady today. she didn't realize we had coverage except for the donor fee. The bill went down to $6K, which is what we expected.

Still a lot, but not 5 figures!

No, we have no cap on anything. We really do have great benefits. Salary isn't great, but the benefits really do help you out if you need it.

See everyone over on facebook over the weekend... I'm taking BCPs, so I will have absolutely no exciting news!

best,
martha

iVillage Member
Registered: 01-30-2010
In reply to: mc2009
Fri, 10-01-2010 - 9:42am

Oh, Martha that is great news.

Lilypie First Birthday tickers
iVillage Member
Registered: 09-13-2007
In reply to: mc2009
Fri, 10-01-2010 - 10:16am
WHEW, that sounds better!
 


 


Susan V

iVillage Member
Registered: 05-28-2008
In reply to: mc2009
Fri, 10-01-2010 - 12:05pm

Martha, if you are paying that $6K this year, make sure to save everything receipt wise from any health procedures and also backtrack and map out all the mileage you have put on to any doc appts.



 BabyFruit Ticker

iVillage Member
Registered: 01-30-2010
In reply to: mc2009
Fri, 10-01-2010 - 1:45pm

Offically got my password today for the database and belive it or not, I was pleasently surprised.

Lilypie First Birthday tickers
iVillage Member
Registered: 09-22-2010
In reply to: mc2009
Fri, 10-01-2010 - 2:10pm

Glad the money came down a bit for ya, girl! Whew!

I envy you--in NY, insurance covers little, if anything, related to ART. And at a Manhattan clinic, everything is overpriced, like Manhattan in general. But, I'm paying for the higher success rates. My bill's gonna be, oh, let me guess: let's assume I'll need, hmm, about 4 cycles of IVF? With ICSI? I'm gonna say about 60 freaking grand.

And if I end up doing donor eggs--I...I...I...can't let myself even attempt that math. LOL.

Not kidding.

Yes, my child--god willing, right?--will be in public schools and state colleges! :)

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