Financial assistance in ttc at 47?

iVillage Member
Registered: 08-07-2005
Financial assistance in ttc at 47?
15
Thu, 09-02-2010 - 8:01am

Hi,


I turned 47 years old in May.

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iVillage Member
Registered: 09-13-2007
Thu, 09-02-2010 - 8:43am
Wish I could help Bunny but I have no experience in that dept.
 


 


Susan V

iVillage Member
Registered: 01-30-2010
Thu, 09-02-2010 - 10:41am

Bunny,


Just want to say welcome to the board.

Lilypie First Birthday tickers
iVillage Member
Registered: 05-28-2008
Thu, 09-02-2010 - 11:51am

Welcome!


Same here, my employer paid insurance covers nothing in the fert. realm, they do cover 50% of "diagnostics" so some things my doc was able to code to fall under that - but in the end I gave up trying to stay in the system anyways because nobody was helping (went to 5 docs in 1 year, and most just gave me the 'you're old' look).


Moved on to pay a chosen RE out of pocket and used our tax return money, plus took a loan out of our 401K (great rate to pay back myself at 5% interest).



 BabyFruit Ticker

iVillage Member
Registered: 10-20-2009
Thu, 09-02-2010 - 5:22pm

HI Bunny:

welcome. Our insurance didn't have an age limit but we did have to go from DH's which was fantastic to mine which is not so much. As PP said some things can be coded to be covered by insurance and hopefully your doctors will work with you to get as much covered as possible.

Good luck and I hope all works out for you.

Susan (happy mom to Robert who is just a month old)
Age: 46

Susan L.

Susan L.



Robert Edward Xavier Lin - Born July 31, 2010 at 5:56AM, 6 pounds 4 ounces and 19 inches long. He spent 2 weeks in the NICU but he's doing great now!
iVillage Member
Registered: 08-19-2010
Thu, 09-02-2010 - 10:27pm

I don't have the money for IFV so what I am doing is no tech just optimizing conditions to get pregnant - my insurance covers acupuncture and blood work so I will leave it at that for the moment. If I need to do IVF, I would use New Hope Fertility Center which is a lot more affordable -

Mini-IVF $2,700 USD
Medications Est. $180 USD
Bloodworks needed during follicular tracking $200 USD
IVF Coordination Fee $250 USD

44- 5 children already- TTC number 6!




Edited 9/2/2010 10:30 pm ET by goddessofgreen
44- 5 children already- TTC number 6!
iVillage Member
Registered: 05-31-2004
Tue, 09-07-2010 - 5:49pm
Hi, no advice here, just wanted to send you a welcome! I don't think DH's covers anything related to that either, but we are not doing much anyway so it doesn't matter. Thankfully we had awesome insurance years ago when we first started to TTC, or I would not have any bio children now, and as it is I have 3 bio and 1 adopted!

Michelle


Loving Mom to three

Michelle


Loving Mom to three rambunctious 

iVillage Member
Registered: 02-15-2007
Mon, 09-13-2010 - 3:44pm

I am in the same boat. We simply cannot afford these costly IVF procedures right now, so I am researching affordable yet reputable IVF clinics in NY...

I wish you all the best in your ttc journey.

-wannabmommy07

TTC # 1

iVillage Member
Registered: 02-15-2007
Mon, 09-13-2010 - 3:49pm

@ Goddessofgreen: I just noticed you mentioned "New Hope Fertility Center" & I Googled them & they happen to be in my City...I am going to look into their site. Just wondering if you know anyone who has used & recommend them?

-Wannabmommy07

iVillage Member
Registered: 08-07-2005
Mon, 09-13-2010 - 11:20pm

Hi,



Thanks for your response.

iVillage Member
Registered: 09-13-2007
Tue, 09-14-2010 - 8:31am
Bunny, I just turned 45, have always kept myself in good shape, I don't think I look my age, etc etc and my eggs are still old unfortunately.
 


 


Susan V

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