My husband and I are going to start to try in about two/three
Yes, I would definately recommend starting prenatal vitamins to build up your folate reserves. If you are a coffee/soda drinker you may want to try cutting down on caffeine as well.
I agree with Krista. Welcome to the board! It sounds like you are doing some great things to put you in a better position for TTC (paying off debt, losing weight). Congrats on your weight loss!