VR Cost

iVillage Member
Registered: 01-15-2009
VR Cost
9
Sun, 03-01-2009 - 11:13am

Hi Everyone,

My husband and I went to our first consultation with the DR. We are thrilled to have this procedure done, but my question is how do you come up with the money? Obviously medical plan is not an option and my husband and I have some money saved up but not the amount for a VR. Is there any advice any you ladies can give us as to how you did it?

Thank you!

iVillage Member
Registered: 04-05-2008
In reply to: myrna1978
Sun, 03-01-2009 - 11:33am

We had money saved...and then our insurance reimbursed us about 80% (we're still not sure how that happened)...


but, my advice to you would be to save it up a bit here and there until you're able to pay for it. Is there any way you or dh could pick up an odd job? One lady I'm friends with did that to save the money...and you'd be surprised how quick you can save.

Nicki


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Nicki

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iVillage Member
Registered: 09-24-2008
In reply to: myrna1978
Sun, 03-01-2009 - 11:51am
We just saved money. We used what was left of last years income tax.
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iVillage Member
Registered: 01-15-2009
In reply to: myrna1978
Sun, 03-01-2009 - 11:56am

We used an interest free credit card and then paid it off with our taxes. Now we have to regroup and figure out what we will do. A redo or IVF or etc....

Tara

iVillage Member
Registered: 01-29-2008
In reply to: myrna1978
Sun, 03-01-2009 - 3:53pm

Well there are millions of ways to get it paid for.


Some common options are Income Tax return, Savings (put a bit back each month until you get it), Interest Free credit Card, Capital One loan (they have a medical one), sell some things and save that money, etc.


Like Nikki said some insurance companies say they don't cover it, but if billed a certain way they will!


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Thank you Dedi and Kelly for my
iVillage Member
Registered: 09-21-2003
In reply to: myrna1978
Mon, 03-02-2009 - 9:02am

Well first I have to ask how much you are paying for the VR?

Amy Blake    CPST         

iVillage Member
Registered: 01-15-2009
In reply to: myrna1978
Mon, 03-02-2009 - 9:41am
Thank you all for all of your input. My husband and I still haven't done our taxes yet, but we are hoping that we don't have to pay in this year. If we do get something back we are planning on saving it for our VR. We are both very excited and it feels like forever to save it. I do currently hold a second job, so I will just keep adding it to our savings. Once again, thank you for all of your help.
iVillage Member
Registered: 01-06-2009
In reply to: myrna1978
Mon, 03-02-2009 - 11:49am

Do either you or you dh have a Flexible Spending Accout? We used the

iVillage Member
Registered: 02-25-2008
In reply to: myrna1978
Thu, 03-05-2009 - 10:46pm
We called around dozens of places in Pennsylvania (where we live) and the surrounding areas for a doctor that specializes in reversals as well as urologists that perform vasectomies and the occasional reversal and the least expensive was $15K. That's totally out of our league and I was heartbroken until a friend emailed me about Dr Leverett in Texas. Because his cost was only $3000 (and there are other drs who charge less), we were able to have our VR done in Texas, pay for flight, hotel, and rental car for less than $4000. It was a nice "mini vacation" for us too!

V: January 2006

VR with Dr. Leverett: April 2008

We're finally pregnant after 19 cycles

iVillage Member
Registered: 04-05-2008
In reply to: myrna1978
Fri, 03-06-2009 - 9:24pm
Kim - I'm just outside Philly. We used a dr. here...and a good one. He only charged $5000, and our insurance gave us 80% back (still not sure why?).

Nicki


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