Mommy talk - Summer addition

iVillage Member
Registered: 07-15-2004
Mommy talk - Summer addition
46
Tue, 06-22-2010 - 10:26am

Mari started one of these a while back and i thought I would bring it back. :)


 Cassie 

     

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iVillage Member
Registered: 08-24-2005
Thu, 08-05-2010 - 1:29pm
(Cassie, first I have to admit that I have NO CLUE about how the medical insurance works in the US, so maybe my advice will be useless.)
I think that as a pp said, working just for the benefits is just not worth it. Besides, there are hard hours... and then there is your job!!! girl, I can't count the times when I've read your posts about working nights while pregnant, or going for days without seeing your family and I've thought "how does she make it?"
In my experience, life tends to make unexpected turns when you least expect it. You can't know if once your DH graduates he gets a great job and suddenly buying a house is easier than you thought. Or the real estate market makes it possible. And then you would be kicking yourself for loosing this precious family time. It's your first child, and it's your first years of marriage!
I'm not saying you should go and quit. But at least explore the situation. Do some research about the jobs available for you, and the paid insurance you could cover with those salaries. Maybe you find a job with an iffy insurance, but you can save some money each month for a "hospital fund", just in case.
Whatever you decide, think about this... It may take you longer to get a real house, but you may have it in the end. But once Simon grows, there is no going back.
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iVillage Member
Registered: 12-04-2007
Thu, 08-05-2010 - 1:37pm

Yeah, well I was pretty sure you would say that which is why I was hesitant to post at all. Everyone has to make decisions to do what's best for their family. For me, it's worth sacrificing my pride a little to spend these precious times with my son. If we were being lazy and planning to live off the government forever, I would feel guilty, but we're not. My husbands in school, he'll be done soon and then we'll be paying back what we borrowed in taxes for the rest of our lives. I just don't feel bad about that. It's the best thing for us right now that I be home with my son. If I worked all the money I made would go to daycare and health insurance, which to me is not worth it.

Best of luck figuring out a situation that works for your family.

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iVillage Member
Registered: 08-24-2005
Sat, 08-07-2010 - 10:17am
Grace I honestly think you should not be talking about "pride"... You shouldn't be ashamed at all!! Government insurance is there for people who need it, and clearly at this point in your family history, you need it!
When I was just graduated I lost my previous insurance (I was no longer a student), but working independently didn't pay much at first, so I went on state health care for some months until I could afford to pay for it.
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iVillage Member
Registered: 05-11-2010
Sat, 08-07-2010 - 5:37pm

I agree, Grace.


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iVillage Member
Registered: 01-08-2008
Mon, 08-09-2010 - 10:57am

I totally hear where you are coming from. Your situation is a little different than mine as my dh isn't in college however he has over $42,000 in student loans.

I think why he's so worried about affording baby #2. We also have a lot of credit card debt from when we were dumb and in college and we're paying for it now. We just paid one card off and working on another. There is no way we'd make it if I wasn't working.

I think also my dh grew up poor and his parents had to go to the agencies to get food and stuff and he doesn't want our kids to end up like that. So, I think that is part of him being worried about affording #2 although as many have said you never really can.

He would love to go back to school for his MBA to get a better job as he realizes he isn't going to make any more money in TV than he is now but we can't afford any more in loans so we are going to have to have his employer pay for it or figure something else out.

I do feel I get to spend some time with my son more than other working moms since I work at home and I start work at 6am and I'm done at 330pm. Then on Fridays I work from 6 to 10am so it works out good.

Since I work for an insurance company we get great insurance. I don't agree with everything they have done but they are my employer and I get good benefits (better than if we had my dh's insurance). I'm not sure what is going to happen w my job once this gov't healthcare thing goes through but hopefully I won't lose my job because of it.

I do agree the healthcare system is a mess even if I do work for an insurance co. I mean I got 6 wks of pd maternity leave and I took 2 extra unpaid. That just isn't enough time. My son was only 2 months old when I went back to work. Compared to Canada I know as I have friends there that is jut insane.

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Thanks for the wonderful siggie Heather



David Nicholas 12/5/09
Expecting a GIRL 3/23/13

iVillage Member
Registered: 08-24-2005
Fri, 08-20-2010 - 2:14pm
Hi ladies!!
I started the class yesterday, and it was great!!! I'm much older than those college kids, though... I can't believe that less than 10 years ago I was like them!!!
I knew one of the professors from a seminar I took some months ago, and she was totally cool, kind of "took me under her wing", and even invited me with her to the professors' lounge on the coffee break so I wouldn't feel so out of place with all the unknown kids, LOL! She was also totally understanding of the baby and BF (she has 4 kids), so I have informal authorization to leave early so I can BF Fede.
How cool is that???
The class itself seems very interesting too, I'll get to learn a lot.
yay for brain use!!!!
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