Insurance

iVillage Member
Registered: 01-29-2007
Insurance
2
Thu, 04-01-2010 - 5:45pm
I just got my policy renewal for my liability insurance (812.00 a year plus my regular house and car insurance)and was wondering what do you pay for how much coverage and what does it include, I am frustrated because last year no coverage at all if you have a dog or a 3ft or larger pool ok, my daycare kids don't use the big pool and we don't have a dog.

Avatar for tkesler
iVillage Member
Registered: 03-26-2003
In reply to: savansmom
Thu, 04-01-2010 - 10:10pm

If they are charging you more for the extra insurance, as a business owner, you will need to pass those charges on to your families. That's how most businesses do it.

siiy 2009

iVillage Member
Registered: 03-31-2003
In reply to: savansmom
Fri, 04-02-2010 - 8:42am

Wow, that's a lot! That's more than twice mine! Who's it with? I have business insurance with Morgan and Associates. I don't know if they cover all the states or Canada, though. Check them out. http://www.morganinsurance.com/

I do agree with PP about raising rates so the parents eat the costs. That's good business. And remember to claim it on your taxes.

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