Hi everyone, We have a great new board here at iVillage called The Talk [2] and it's all about teaching financial responsibility to our kids.

We have some great articles on The Talk landing page [3] from talking to your kids about the recession to money lessons for every age range, but we're also looking for "been there, done that" advice from iVillagers.

So tell us - how did you teach your child(ren) about being financially responsible? Did you sit them down and have "the talk" or was it more hands-on learning? Any advice for moms with younger kids?