We are debt free other than our house.
I finally got off my butt (please read kids were in daycare, and I didn't have to haul them in and out of a car.) and went to the bank. Switched the money from one bank to another. Then today, once the cashiers check cleared (I thought the purpose of a cashiers check was to show the money was there.) I called and paid off the bills! No more motorcycle payment, no more fridge payment, no more nothing! I even paid my school bill from dropping classes when Gideon was sick.
This is so freeing. I don't have to worry about this or that, its ours (but the house.) We will have our 6 month Efund in place in the next three months, then investing! I do have an appointment on the 8th with a ELP that Dave Ramsey recommends.
I can't wait to take this next step! In our life, the adventure is such a wonderful ride!