I'm feeling fantastic right now
I maxed out my CPP and EI for the year which means about $400 a month extra on my pay. On top of that, August is a 3 paycheck month so I have a little extra (not a ton because so many of my bills are biweekly, but some). BUT my company also started to catch up on the expenses they owe me.
Moral of the story . . , my efund is at $1K! This was my August goal and I managed it 3 days in!!!
I am amalgamating all of my accounts, so I even moved my sinking funds to my new bank (free e-account) so now, everything is in one place. It's so much easier when I log in and can see everything right away. I got a CC from my new bank also and am planning on cancelling my other one and just using this one (my other one gives me cash back and it hits in November so once I get that I will close it - I've only had it for a few years so it's not like I'm losing a chunk of credit history). My new CC gives me points that I can redeem for investment awards (like contributions to my retirement account) so I think that works as well.
So NEXT month I will really be able to focus and pick a debt and start paying it down (still not sure which one though )