I cannot believe we only have 80 weeks left of our enormous Chapter 13 Bankruptcy payments. It seems like only a couple of weeks ago we were down & out and seeking advise on what to do. Would I do it the same way if we had a do over? I believe we would have no other choice. I've heard people say do this or you should have done that, but down deep after long hard thoughts, I don't think we had a choice. Job losses are tough and tougher when they come in multiples. I can still hear the trustee that morning when she addressed the whole court room. "I am not hear to judge anyone. They are the worst of times and I don't know when things will turn around". This was in January 2009.
For anyone contemplating filing Chapter 13, it's not an easy ride. There have been times when it's been really hard to stretch the money but somehow I've managed to make it all work. Now......if I can keep it up for 80 more weeks?