Ok, for some of you I realize it maybe a bit early to think of Christmas but I already purchased my first gift and have started to keep an eye out for sales etc. My ds has wanted a certain type of cowboy hat and when I was shopping for something else and saw exactly what he wanted I snatched it up as I know Christmas time is not the time you usually find this types of hats (I found it in a sport goods store - hats brought in for the summer market). Starting this time of year I do keep my eyes peeled for sales on items I know people want or for stocker stuffers (which is big tradition in our family).
So I will ask. What is your family budget (and size of family) for Christmas? Do you save all year for it? Does your budget include buying extra food etc?
I put $100 a month away for gifts which includes birthday gifts throughout the year. I put some extra away in savings here or there when dh paycheck is bigger than expected (with overtime hours). We are a family of 4. This is the time of year too that I will use points if I have them. This year the boys want a xBox 360 so I plan to use cc points towards the purchase which will be over half the cost of the item.
I tend to have my shopping done before December but was a little later last year when I got it done. How about you?