I just don't know how else to say what is going on right now except for the fact that I am extremely overwhelmed.  My husband and I are in a dire situation.  We moved to a modest home about eight years ago.  This is when the problems began.  No matter what we do it is just never enough to cover all the expenses.  Between gas prices to everything in between we never get ahead.  Before we moved we were actually doing ok, we lived within the city.  Now credit cards, two, are going up and up.  I really think one of the big problems is because we are thirty minutes away from our main sources of grocery stores or any activites we do.  Gas is consuming anywhere between 400 to 500 a month.   Our youngest is in special needs which requires pick up and drop off at school.  Now a major problem is that I do not handle change easily.  The fact that one of our chilren is already moved out means I cannot replace those memories now within a new home.  That is what will be my biggest downfall.  Our home is beautiful but we are just spinning our wheels.  Just would like some advice on what anyone would maybe do in this situation.