I am FINALLY going back to school after 10+ years to finish an accounting degree. I started it, then switched to Bus Admin, then switched to Economics and then changed my mind again. I think I thought that the degree would be the MOST important factor in my career...not realizing that most jobs say "degree, preferably in related field!!"...
We can't really afford to pay for school upfront unless we cut back dramatically on debt repayment. Our one loan is at 4% and we currently pay $500-1000/mont depending on the month.
If I take out a student loan, it is interest free. In addition, my work will "forgive" the provincial gov't loans (at 1/3 per year). But I can't take out ONLY provincial gov't loans - the larger portion will be Canadian (national).
So I'm toying with the idea of a taking out the loan interest free and keeping my debt repayments high (thus paying less interest) and then saving a small portion each month for the school loans (interest free savings account).
I know serenity asked this question and she decided against it...I guess I need to be talked out if too bc I really think this isn't such a bad idea???