This is a story that came out yesterday. Kind of shocked the dad is a fireman and outraged 911 wasn't called. Personally I feel 911 is for life and death stuff. Under our insurance if our carrier felt that the broken bone wasn't a true emergancy then I a have to pay for the ambulance ride and there isn't a copay I pay whatever the ambulance company charges which is most likely a few hundred dollars. Sorry not meaning to sound cheap, but the girls parents were called and the mom got there and got her to the ER. Now the break was pretty bad and the first hospital refered her to a childrens hospital but same thing would have happened if 911 was called. they HAVE to take you to the closest hospital so she is still going to need to be transported to childrens.
DS broke his finger at camp this sumemr, was a little ticked they didn't call but he said he was fine. Turns out my kid has a high tolerance for pain because it was 2 days before we actually went to the Dr. Our pedi has xray and a lab in their main office that is open late and on weekends so we ONLY go to the ER if we cannot get him in and they have these services because they understand ER copays are through crazy these days AND most community hospitals don't have a pedi on call in the ER and you are most likely going to be waiting much longer in the ER then there. My sister thought my nephew broke his foot the weekend jumping off the couch. It hurt the kid was in hysterics he couldn't walk, she was there from 6pm to 10pm they took an xray wapped said call pedi for a orthopedic referall in the morning. Turns out wasn't even sprained just badly bruised. Again in this case arm was clearly broken but if you want the school to call 911 for EVERY accident who is going to pay the medical costs????