I don't really know if this appropriate to post but we have a lot of friends that are broke but have way nicer things then us. I know that everyone gets to make their own decision on how they spend their money. However it is painful to watch. Also because all three families have kids so the pattern and lifestyle is being taught. I would never say anything. With one of the friends I do talk with her about how we are trying to pay down our loans ASAP. She agrees but then I see her doing the complete opposite. Oh well. Has anyone ever said anything to someone way over spending? On that note I did confront my uncle nicely via email for not paying on a big loan he owes my dad. Definitely my dad was part of the problem by not calling him on it. It felt really good because it got them talking and him paying but it did make me feel also like what will I do if it happens again because I don't want to be my dads personal bill collector (since he borrows too many people money) and that could be another post.