The economy is still sputtering along and I'm sure many of us are struggling. Are your household finances in such a state that you are thinking of filing for protection from your creditors? Bills and the stress caused by insufficient income to cover all expenses is huge. Please understand you aren't alone. I hope you are reading posts and past threads, and that it may offer some support, information, and reassurance. If you have any questions or just want to vent, this is the best place to do it. There is a plethora of wisdom here and kindness! Feel free to browse around and we would be delighted to hear from you!