I have read this board on and off for a while now, but this is the first time I am posting. I have used so much of the advice (thank you) and have gotten out of $12,000 in debt over the last year. I still owe about $3,800 and really want to start saving for a house now. The problem I am having is I don't really feel like being so stringent anymore, and I find myself not saving a penny as the months go by. I had a great plan to save $2,000 a month, but it was too strict for my family-I have 2 little ones and it always seems like there is something to purchase. So, this is what brings me to my first post, I want to stay on track and be honest about my money. I work very hard for it, and want to respect it.
Thanks in advance, and I look forward to adding to this wonderful and inspiring board.