I hope that your Christmas was memorable and spent with loved ones. I just wanted to share that as of Dec 20th 2012 that I became debt free. Free of $55K worth of debt in 3 years 5 months and 20 days :) I was originally scheduled to pay it off by June 2014.
I'm currently away in Trinidad for the next two months with my DH. We're both working while we're here but we're off until late next week. Being location independent when it comes to my career is something I couldn't imagine being able to do when I had so much debt. I feel so incredibly blessed in every aspect of my life and I am really proud of this accomplishment of paying off so much money.
This board was a huge help for me over the years so thank you for the support and motivation to get it done! For those who are still working their way towards debt freedom, remain encouraged, stay on course as much as you can and don't give up on this board because the people are very supportive and honest with you when you need them to be.
I'll definitely check back in with the board often because staying debt free is much harder than becoming debt free.
Thank you again and have a Happy 2013!