Good morning ladies and gentlemen,
Sorry I haven't been around much but my house has been in chaos the past 3 weeks as DH came home from a deployment 3 months earlier than expected :) Great thing but man has it kicked me in the pants. No real debt progress has been made but we're not worse off either, so I guess that's good.
For the past year we haven't had an official household budget, more of an expense report that runs payday to payday. So over the weekend I finally took the time to map out budget categories and HOLY COW there were a ton. It floored me to look at what I spend money on through the year; optional expenses and those that are not. I'm waiting for my coffee to fully kick in so I can put numbers in.
I'm not fully getting rid of the payday expense reports as we operate well with those, but I figure this is a good addition. I hope everyone had a Merry Christmas and a Happy New Year!