Now that the shock of the 2% social security increase is over, it's time to figure out where we can cut back to cover the paycut. 

For the month of February, hubby and I are putting every receipt in a basket to track every penny we spend. My excel spreadsheet is ready and waiting. :)  Yep, I'm the nerd of the family! So hopefully we can find somewhere we can cut back. 

We are seriously considering canceling our cable bill. We rarely ever watch tv. When we do it's usually Netflix or Hulu. If we can get an antenna to pull in a couple of local channels for the news, I'd be happy. 

Happy Budgeting everyone!!