The New Year is supposed to be all about fresh beginnings, but by late January, we often find ourselves tired of self-control... and the guilt associated with falling off the resolution wagon --especially when it comes to our finances.
But it doesn't have to be this way.
If you have a good budget in place, you won't have to worry about being bad about money (or beat yourself up about failing), because all you have to do is follow your budget plan.
Since things change every year -- particularly when you have a family! -- it's important to revisit your budget now to ensure that it fits your life for the year to come.