I know I'm in lurker mode right now as life is chaotic, but I think the hubby is making progress.  He refinanced his car so we don't have a car payment on it this month and in the past he would have gone and spent that money on who knows what; this time he used the extra money to oay off a credit card!! I'm doing little mental backflips and a happy dance as this is huge! Yay!

I hope all is well with everyone else :)