A couple of days ago we got a letter from our mortgage company saying that the HARP plan for mortgages had been extended. I called the number on the letter to see if there was any way possible, even with us in Chapter 13) to refinance the house. She said she would certainly look into it that we qualified on all levels so far. I told her that we had to have the Trustee's blessing if we proceeded and she understood.
Paws crossed......I'll give it a 3 out of 10 chance of happening!
Wish me luck!