Hello everybody! I was here very briefly a while back, and quite simply got busy. I was probably under a different screen name, and definitely fell victim to the board reorganization. Anywho, my name is Jan. I am 32, married for nine years, and have three boys, 17, 16, 4, and a little girl on the way, due in September. We are pretty deep in debt, and while we are certainly making progress, in that we are not taking out any new loans, I want to agressively pay down debt, and DH is not really on board with the agressive part. I also just completed my first week being unemployed after being at the same company for 11 years. We have had a drastic slowdown of work, and there really isn't anything to be done about it. I have been actively looking for work, but it will be difficult with being nearly 7 months pregnant. I do have a part time job, and can pick up more hours, but unfortunately, I live 45 miles from the P/T job, so it almost isn't worth the trip. It made sense when I worked F/T in the same city as the P/T job, but now, not so much.
The good news is that unemployment should be enough to pay the bills, after the reduction in gas and daycare expenses. I also have sporadic child support coming in, which helps, but I am going stir crazy, and have been trying to coupon in my newly found time. While that saves us a ton long term, (buying lots of cheap diapers and other things), it is so easy to spend money. I have been in a store of some sort nearly every day this last week. So here I am. I am about $400.00 from paying off my last CC, and DH is close on a loan. We keep separate finances, which I wish we could move past, but again, he's not in agreement. I could probably pay off the CC any day, but want to have some cushion while unemployed. (UGGGHHHH, I hate that word.) I have not been unemployed in a very long time, and hate it already. I'm here for the support, and the check point. :)