Yippee!!! 1 down, a zillion more (feels like it sometimes) to go. And I really only have 3 more student loan payments too. Unfortunately we had to buy a car this spring because my dh's car died last November so we have another car payment. But this one isn't as high, and now that the first car is paid off I can increase the car payments on the other one. I did get a nice raise and my health insurance is sane again so that'll help. So now I'm trying to wrangle in the credit card debt a little more. Evey time I do that something else happens. Something else DID happen (our house got hit by lightning almost 2 weeks ago) but besides the $1000 deductible insurance should cover the rest.