Parents are understandably freaked out by their kids' incompetence when it comes to all things financial. Surveys show that half of Americans age 18 to 34 couldn't come up with $2,000 for an emergency, and only 14.6 percent of college students with credit cards know their interest rate .
"It's taboo to say, but education alone is one of the least effective ways of changing behavior," said Ramit Sethi, author of "I Will Teach You to Be Rich." "When it comes to money for young people, focus on modeling behavior. For example, ask anyone what they learned from their personal finance teacher. They won't remember a thing! But if you ask what they learned from watching their parents deal with money, the connections are very real and emotional."
For more concrete advice, top experts in behavioral finance offer this advice on how parents can help their children to financial success:
5 ways to teach kids about money that work- http://www.nbcnews.com/business/5-ways-teach-kids-about-money-work-2D11603767 
What do you think of the tips in the article? How are you teaching your children about money?