Still trying to get used to ivillage site/figure things out - an introduction seemed a good start/way to attempt a first post asking everyone's patience as I am not very pc literate. Anyhow at one time I had a lot of debt, horrible credit but I woked hard to change that. Now I am down to only owing $500.00 but for some reason I just can't seem to get rid of that last little bit of debt. I'm also finding it difficult to forgo life's little pleasures in order to save for bigger ticket item goal things, like for example a car. I thought joining a support group might be helpful. Am looking forward to getting to know others and hearing your stories.