As most of u know, my h and I are in $60,000 debt due to his 2 yr affair. I'm a SAHM with toddler twins (boy and girl). $40,000 of the debt are cc, which I transferred to a 3.9% interest cc for the life of balance.
I would like to start an emergency fund with some of the $ we are getting back from taxes. However, I don't want H to have easy access to it. If fact no access. We are in the process of rebuilding marriage. However, I don't trust him, much less with our finances.
Can anyone tell me more about opening an ING acct. Is interest rate good? How can I withdraw from it when need to? etc..
Thanks
MYM