I haven't been posting much the past few months, but I pop in from time to time to see how everyone is doing.
Since I am feeling a little anxious this morning, I figured I would share what has been going on financially with me. After getting the cards paid off and not using them since before xmas, I have hit a little snag. I charged $566.42 last billing cycle, which will need to be paid this Friday; and $449.83 so far this billing cycle, which will need to be paid w/ my first paycheck in May. IN MAY!! I will not incur any finance charges, but to have spent my future earnings AGAIN (which was earmarked for savings) is just so discouraging. I sit at my desk and think about how many weeks I have to work just to pay off what I already bought. I recognize the cycle, I break it before it gets out of control, but I'm so sick of how easily and freely I fall back into the same old trap.
A few of the purchases were normal and necessary and it would have made good financial sense to let them ride on the grace period of the card, rather than take $$ out of savings. But the majority of the purchases were just NOT necessary; it was overspending plain and simple, to the tune of the amount of almost an entire 2 weeks pay, times 2!!! Nothing I can return.
Arrrrgggg...thanks for letting me vent. Life in the debt free zone is a constant struggle and not as easy as I thought it would be.