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beeking2001 [1]
iVillage Member
Registered: 03-31-2003
Update from Brittany
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Mon, 03-31-2003 - 6:58am
Hi All,

I haven't been posting much the past few months, but I pop in from time to time to see how everyone is doing.

Since I am feeling a little anxious this morning, I figured I would share what has been going on financially with me. After getting the cards paid off and not using them since before xmas, I have hit a little snag. I charged $566.42 last billing cycle, which will need to be paid this Friday; and $449.83 so far this billing cycle, which will need to be paid w/ my first paycheck in May. IN MAY!! I will not incur any finance charges, but to have spent my future earnings AGAIN (which was earmarked for savings) is just so discouraging. I sit at my desk and think about how many weeks I have to work just to pay off what I already bought. I recognize the cycle, I break it before it gets out of control, but I'm so sick of how easily and freely I fall back into the same old trap.

A few of the purchases were normal and necessary and it would have made good financial sense to let them ride on the grace period of the card, rather than take $$ out of savings. But the majority of the purchases were just NOT necessary; it was overspending plain and simple, to the tune of the amount of almost an entire 2 weeks pay, times 2!!! Nothing I can return.

Arrrrgggg...thanks for letting me vent. Life in the debt free zone is a constant struggle and not as easy as I thought it would be.

Brittany

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    Source URL: http://www.ivillage.com/forums/node/14179275

    Links:
    [1] http://www.ivillage.com/forums/user/82201
    [2] http://www.ivillage.com/user/sign-in?forward=http%3A//www.ivillage.com/forums/user/redirect/comment/reply/14179275
    [3] http://www.TickerFactory.com/savings/wXQf51Y/