First I want to vent about Capitol One... They will not leave me alone. We went months and months at a time without paying them, not even opening the bills. During this time they finally stopped calling. Now that I'm dedicated to paying off my bills, I have been
sending them $75.00 every two weeks. Then this last week I squeezed in an extra $10.00. Well they called me TWICE yesterday, and once today. Each time the kept trying to say well we received your payment for $10.00 but your minimum due is at least $46.00. One lady tried to tell me I was going to recieve a late fee. I had to explain to them what I had been paying, and when I was going to pay them again. I almost lost it today, when she said she would note my account. I informed her that was what they were supposed to have done that yesterday BOTH times they called. Ugh... Also they increased my over the limit fee from $25.00 to $29.00! Why do they punish you for trying? Does anyone know when debt collectors can be accused of harrassment?
Just one more vent while I'm at it: Dh and his stupid ATM fee's. I cannot get it through his thick skull to stop using the ATM's that charge fee's. To top it off today he did a balance inquiry first which cost $1.50, plus $1.50 to get the cash and our bank will charges us another $1.50. I would of much rather used that $4.50 to send to Capitol One so they could call and tell me I only made a $4.50 payment! Our bank is just blocks from our house. Dh had to pass it this morning on his way to work. It would of taken what? 90 seconds to go through the drive thru and get his money! Ugh again...
Thank You for letting me vent! Go ahead and get yours out too it feels soooooo gooood!