My husband and I are waiting for a phone call regarding refinancing our home. Hopefully we will hear soon. We have $25,000.00 c.c. debt, which we want to get rid of. I am disgusted with the fact that just a year ago, our debt was only 2,000.00 (because we paid of a HUGE amount of debt with money given to us by my family). NOW, we here we are, getting ourselves in the hole again. I am the type of person that either can spend money like its going out of style OR I will act like a MRS SCROOGE, and freaks out about spending .02 cents.
I am very disappointed in myself and have started writing in a journal about about why and what I plan to do about a budget, so that this NEVER happens again. I also try to write about the things that I am grateful for ( My 3 beautiful children, a house that I love, family & friends ). Bottom line ~ Very worried but trying so hard to stay positive.
Well, thanks for listening to my little story, (although there is a lot more to it.) I actually feel a little better just writing this all down.