Do any of you get so depressed over your debt that you have feelings of suicide? I have them all the time when I think of how I am going to pay my bills. I feel like I am a horrible person and that I would rather just commit suicide than to have to worry so much about my debt day after day. I realize that this means I need some help but getting help costs money and it still doesn't solve my problem of paying my bills. What am I to do?