Hey ladies. I just lurk around here but I do now have a question! :) I am due to be off on maternity leave in Feb, with baby girl #3, and so pretty much all of that is without pay after I exhaust my sick/vacation days. We have 3 credit cards right now all that have about $1500-2000 on them. And we have about $6500 in savings. I really want to pay them off, but I am scared to not have ANY in savings in case we need to dip into it after baby comes... any advice?