Yes, you can get out of debt! Follow this three-step plan and work your way to debt-free living. By taking control of your finances, you're taking control of your life -- and making it better than ever.
Step 1: Understand Your Spending
The first step in dealing with debt is understanding where and why you spend and how you got into debt in the first place. Find out where you stand.
Find Out: Are You in Debt Danger?
See these common questions about debt and find out if your spending habits are bankrupting you.
Get the Facts
Learn the real scoop on the biggest debt and credit myths.
Know Your Debt Triggers
Discover the most common debt triggers among women like you and how to prevent them.
Find Debt Support
Get help coping with the anger, helplessness and anxiety that often goes hand-in-hand with debt from women like you who understand.
Step 2: Repay Sensibly
Now you must learn how to pay off what you owe. (It doesn't have to be painful -- we promise!) Small steps can make a big difference, and the sooner you start, the sooner you'll be debt-free.
Put Together Your Plan
Learn how to develop a realistic repayment schedule that you can really stick to.
Reduce Credit Card Debt
Discover tricks and tips for handling creditors and work toward eliminating your credit card debt for good.
Find Out If Consolidation Is for You
Learn how consolidation works and whether or not you should consider it.
Know the Truth About Bankruptcy
Before you file for bankruptcy, learn all about it and make sure it's the right move for you.
Step 3: Get financially healthy
Finally, you can avoid future debt, safeguard your financial record and protect yourself from fraud with just a few basic precautions.
Discover Easy Ways to Save
Make your dollars stretch further with everyday money-saving ideas.
Prevent Future Credit Card Debt
Don't let credit card companies take advantage of you! Organize your finances in 30 days with strategies that will prevent future credit card debt.
Know Your Credit Rating
Learn how to clean up and monitor your credit report so that you can get loans and maintain a healthy credit rating.
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