15 min (Quick)
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Preheat oven to 400 degrees F.
Place tortillas on baking sheet. Transfer to oven and bake until crispy, about 5 minutes each side.
Spread 1/4 cup refried beans on each tortilla. Top with 1/2 cup cheese and 1/2 cup chicken. Sprinkle 1/4 teaspoon cumin over the tortilla. Return tortillas to oven and bake until the cheese is melted and bubbly.
Top flatbreads with 1/2 cup pico de gallo or salsa. Serve immediately.