You know you need to build up your savings, but where does that extra money come from? If you're like this iVillager, and wondering if your mortgage or your savings should be first priority, see what our expert advises.
Carmen weighs in. Watch her answer:
Have a question for Carmen? Post it on our message board.
For more advice watch Carmen Wong Ulrich on ' On The Money', weeknights at 8 pm ET.