If you’re worried about a sleeveless top looking too bare, go for a tie-neck blouse which makes up in polished panache what it lacks in sleeves. This navy-and-white stripe top from Portrait of a Girl works with a basic white pencil skirt, a chunky gold rope bracelet that echoes the maritime feel of the top, and cut-out flower flats from MICHAEL Michael Kors.
• Portrait of a Girl Wrap Around Blouse ($98 at Anthropologie) • L.L. Bean Bayside Twill Skirt, Straight Hidden Comfort Waist ($29.95 at L.L. Bean) • Kenneth Jay Lane Gold Triple Twist Bracelet ($100 at Charm and Chain) • Steve Madden Bcecile Bag ($98 at Steve Madden) • MICHAEL Michael Kors Go Go Ballet Flat ($98 at Michael Kors)