Tempted by Your Savings Account?

You've been building up your saving for years, but as you try to make ends meet in this economic crisis, you wonder if perhaps it's time to borrow from yourself. When is it okay to dip into savings?

Carmen weighs in. Watch her answer:



Have a question for Carmen? Post it on our message board.

For more advice watch Carmen Wong Ulrich on ' On The Money', weeknights at 8 pm ET.


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