I was very preoccupied with a divorce, new house, new roommate, new budget and all the many things that follow separation. I was spending most of my time with my grandmother who was very ill in a small town a few hours away. I had rushed home one evening to pay some bills, feed the cats, check email, etc. I had written out all my checks and was just relaxing for a bit. I decided to check out how to pay bills online.
It was really nifty, so I input all of my information one debtor at a time. I wanted to get them all started as soon as possible; I was very excited. Everything was on schedule to take care of itself over the next few months without my attention. I went back to my home town to stay with my grandmother, comforted by the fact that all my bills were set up to auto pay.
Later, I went to the local ATM to retrieve some cash and found that I had negative $500 in my account. My bills had all paid online and my roommate had so thoughtfully mailed my checks for me. Everything for the entire month had been paid twice. I had no money and many of the checks had bounced. I was charged hundreds of dollars worth of overdraft charges and returned check charges.
--submitted by ivillager dawn
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